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<div class="buttono-wrapper" style="max-width:98%;" data-style-params="backgroundColor=%23f5f5f5&buttonHoverColor=%23154b9b&borderColor=%23f5f5f5&textColor=%232d2d2d&buttonColor=%23ffffff&buttonBackgroundColor=%23185ac4" offer-id="" data-promoe-image-src="https://thetop10petinsurance.com/?page_id=43225" data-logo-src="https://tower.thetop10petinsurance.com/wp-content/uploads/2023/03/MetLife-logo-1.svg" data-promote-text="Get a quote in two minutes or less" data-button-text="Visit Site" data-partner-link="https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=" data-kidon-id="618" data-offer-link="" data-conversion-label="F9uqCIvDgJEYEMXKiKEB"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper" style="background:#f5f5f5""><div class="border-wrapper" style="border-color:#f5f5f5"> <div id=663c92689fe9f class="buttono-content" ><div class='buttono-logo__container'><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank'><img src='https://tower.thetop10petinsurance.com/wp-content/uploads/2023/03/MetLife-logo-1.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text' style='color:#2d2d2d'>Get a quote in two minutes or less</p></a></div><div class='buttono-link-container'><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank' style='background-color: #185ac4; color: #ffffff ' class='buttono-link'  > Visit Site</a></div></div></div><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank'><img class='buttono-image' src=https://thetop10petinsurance.com/?page_id=43225></div></a></div></div>
<h2>Conclusion</h2>
<p>MetLife Pet Insurance presents a diverse array of coverage options that extend to difficult-to-insure dog breeds, making it an attractive choice for pet owners seeking comprehensive coverage. The insurance provider does not impose any age limits on pets and offers immediate coverage for both accidents and wellness care. In addition, MetLife Pet Insurance offers an extensive selection of discounts, appealing to a wide variety of pet owners seeking insurance options.</p>


<h2>About Metlife Insurance</h2>
<p>MetLife Pet Insurance provides all-inclusive pet insurance coverage that encompasses illnesses, accidents, examinations, and alternative therapies as a standard component of its package. The policy covers all breeds of cats and dogs, with no age limits. MetLife&#8217;s accident coverage and wellness plan commence at midnight on the policy&#8217;s start date, ensuring immediate coverage.</p>
<p>Claims processing is speedy, with 80% of all claims settled within ten days. Our customers can expect prompt and hassle-free claims payments.</p>
<p><img loading="lazy" class="aligncenter size-full wp-image-43254" src="https://tower.thetop10petinsurance.com/wp-content/uploads/2023/04/Img-for-Metlife-review.jpg" alt="Img-for-Metlife-review" width="600" height="400" srcset="https://tower.thetop10petinsurance.com/wp-content/uploads/2023/04/Img-for-Metlife-review.jpg 600w, https://tower.thetop10petinsurance.com/wp-content/uploads/2023/04/Img-for-Metlife-review-768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<h3>Services Covered by Metlife</h3>
<p>MetLife Pet Insurance offers a comprehensive pet insurance policy that covers a range of illnesses and accidental injuries, such as:</p>
<p>• Congenital and Hereditary conditions</p>
<p>• Chronic health conditions</p>
<p>• Examination fees</p>
<p>• Surgical procedures</p>
<p>• Medication</p>
<p>• Ultrasounds</p>
<p>• Hospitalization</p>
<p>• X-rays</p>
<p>• Hip dysplasia</p>
<p>• Holistic care and alternative therapies.</p>
<p>Additionally, policyholders can add wellness coverage to their policy, which includes routine check-ups, dental treatment, and vaccinations.</p>


Cons

<h3>Plans and Pricing</h3>
<p>MetLife offers competitive pricing in comparison to other pet insurance providers, and its rates are determined based on various factors, such as the type, breed, age, and location of the pet. In August 2022, I procured quotes for a two-year-old Labrador and an eight-year-old mixed-breed cat residing in Colorado Springs. The quotes included an annual limit of $5,000, 80% reimbursement, and a $250 annual deductible.</p>
<p>For the Labrador, the standard coverage was priced at $38.20 per month, while the inclusion of wellness coverage brought the monthly cost up to $65.59. As for the cat, the standard plan came in at $36.58 per month, with an additional $12.48 for wellness coverage.</p>
<p>MetLife Pet Insurance offers family packages that cover multiple pets, allowing pet owners to save money. By insuring both my dog and cat together, I could obtain coverage at a discounted rate of $60.24 for the standard plan, or $100.11 for the plan including wellness coverage, resulting in a savings of $14.51 per month.</p>
<p>Furthermore, MetLife offers a range of other discounts to its policyholders. For instance, animal care workers and military personnel are eligible for a 10% discount on their premiums. Additionally, customers who purchase their policies online can benefit from a $1 monthly discount.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-style-params="backgroundColor=%23f5f5f5&buttonHoverColor=%23154b9b&borderColor=%23f5f5f5&textColor=%232d2d2d&buttonColor=%23ffffff&buttonBackgroundColor=%23185ac4" offer-id="" data-promoe-image-src="https://thetop10petinsurance.com/?page_id=43225" data-logo-src="https://tower.thetop10petinsurance.com/wp-content/uploads/2023/03/MetLife-logo-1.svg" data-promote-text="Get a quote in two minutes or less" data-button-text="Visit Site" data-partner-link="https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=" data-kidon-id="618" data-offer-link="" data-conversion-label="F9uqCIvDgJEYEMXKiKEB"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper" style="background:#f5f5f5""><div class="border-wrapper" style="border-color:#f5f5f5"> <div id=663c9268a1771 class="buttono-content" ><div class='buttono-logo__container'><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank'><img src='https://tower.thetop10petinsurance.com/wp-content/uploads/2023/03/MetLife-logo-1.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text' style='color:#2d2d2d'>Get a quote in two minutes or less</p></a></div><div class='buttono-link-container'><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank' style='background-color: #185ac4; color: #ffffff ' class='buttono-link'  > Visit Site</a></div></div></div><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank'><img class='buttono-image' src=https://thetop10petinsurance.com/?page_id=43225></div></a></div></div>
<h3>Waiting Periods</h3>
<p>The policy provides immediate coverage for accidents without any waiting period from midnight on the date of inception. Furthermore, the selected wellness coverage also takes effect immediately. However, for all other coverage, such as illnesses, a waiting period of fourteen days is applicable.</p>
<h3>Coverage Limits</h3>
<p>MetLife Pet Insurance is supported by two underwriters, namely Independence American Insurance Company (IAIC) and Metropolitan General Insurance Company (MetGen). The underwriting company for your pet insurance policy will be determined by your state of residence.</p>
<p>Coverage limits for your policy may vary from $500 to unlimited, contingent upon your geographical location, type of pet, and the underwriting company, either IAIC or MetGen.</p>
<h3>Reimbursements and Deductibles</h3>
<p>The reimbursement rates and deductibles for your policy are subject to variation depending on your geographical location, pet details, and the underwriting company, either IAIC or MetGen.</p>
<p>The policy offers a choice of reimbursement options, which include 70%, 80%, 90%, and 100%. The deductible amounts range from $50 to $500.</p>
<p>During August 2022, a quotation was requested for a two-year-old Labrador, which yielded the following options:</p>
<p><strong>Deductible</strong></p>
<p>&#8211; $50</p>
<p>&#8211; $100</p>
<p>&#8211; $250</p>
<p>&#8211; $500</p>
<p><strong>Coverage Limit for an year</strong></p>
<p>&#8211; $2000</p>
<p>&#8211; $5000</p>
<p>&#8211; $10,000</p>
<p><strong>Reimbursement Level</strong></p>
<p>&#8211; 70%</p>
<p>&#8211; 80%</p>
<p>&#8211; 90%</p>
<p>Users can choose any combination of the deductible amount, coverage limit and the reimbursement level offered.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-style-params="backgroundColor=%23f5f5f5&buttonHoverColor=%23154b9b&borderColor=%23f5f5f5&textColor=%232d2d2d&buttonColor=%23ffffff&buttonBackgroundColor=%23185ac4" offer-id="" data-promoe-image-src="https://thetop10petinsurance.com/?page_id=43225" data-logo-src="https://tower.thetop10petinsurance.com/wp-content/uploads/2023/03/MetLife-logo-1.svg" data-promote-text="Get a quote in two minutes or less" data-button-text="Visit Site" data-partner-link="https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=" data-kidon-id="618" data-offer-link="" data-conversion-label="F9uqCIvDgJEYEMXKiKEB"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper" style="background:#f5f5f5""><div class="border-wrapper" style="border-color:#f5f5f5"> <div id=663c9268a1df3 class="buttono-content" ><div class='buttono-logo__container'><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank'><img src='https://tower.thetop10petinsurance.com/wp-content/uploads/2023/03/MetLife-logo-1.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text' style='color:#2d2d2d'>Get a quote in two minutes or less</p></a></div><div class='buttono-link-container'><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank' style='background-color: #185ac4; color: #ffffff ' class='buttono-link'  > Visit Site</a></div></div></div><a href='https://click.linksynergy.com/fs-bin/click?id=53GB7eVQx8U&offerid=1233003.58&type=3&subid=0&u1=' target='_blank'><img class='buttono-image' src=https://thetop10petinsurance.com/?page_id=43225></div></a></div></div>


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