Animalia Pet Insurance Review


Animalia Pet Insurance Review

Peri Elgrot editor

Peri Elgrot

Pet Insurance Reviews Editor


  • Customized deductibles, limits, and reimbursement to fit any budget
  • Comprehensive coverage for accidents, illnesses, dental care, behavioral therapy, and alternative treatments
  • More than 95% of claims are reimbursed within a week
  • 5-day waiting period to activate the insurance policy
  • In-depth knowledge center to promote education


  • Offered in select locations only

About  Animalia Pet Insurance

Pet parents know the fact that vet bills are unavoidable. No matter how careful you are with the food or activities your pet engages in, there are situations that are out of your control that can lead you to a waiting room with an injured or a sick fur baby. What makes an already stressful situation even worse is the anticipation of the high medical bills. Sometimes, heartbreaking decisions also need to be done especially for those who find themselves on a limited budget. This is why more and more pet owners are looking into pet insurance. Pet insurance providers help with these medical expenses a nd help get your pet the care they need without constantly worrying about paying for the cost of treatment and recovery.

Animalia is a pet insurance provider that offers comprehensive policies that are designed with pet owners and pets in mind. They get rid of the mountain of paperwork and long delays, providing coverage for routine care and life or death emergencies. Animalia allows pet owners to completely enjoy the freedom of making decisions based on what is best for the pet’s healing. It’s simple and trusted by pet owners and veterinarians.


Comprehensive Pet Insurance

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Is Animalia the right choice for you?

Choosing an insurance provider for yourself or your pet is not something you want to do arbitrarily. You want to ensure that you’re getting a policy from a provider that can offer a balance between price and coverage. Pets are completely dependent on their owners and cannot choose their insurance plans. It is up to pet parents to decide what’s best and choose a provider that can help them make care-based decisions.

The good thing is that Animalia makes this decision a simpler process. They are among the few insurance providers that offer one all-inclusive policy that provides pet owners access to comprehensive care for their pets when they need it. There are no tiered plans and pricing, complicated add-ons, or coverage. Animalia offers a simple plan that already covers the extras.

In addition to a comprehensive inclusion list, Animalia also has a great offering in terms of the waiting period. Most insurance providers require policyholders to wait a certain number of days or weeks before they activate the policy. With Animalia, you only have to wait 5 days. This means that you can benefit from your policy immediately instead of paying for a full month and waiting. Instead of mandatory exams or lengthy waiting periods, Animalia reaches out to your vet to understand your pet’s medical history and any pre-existing conditions. Animalia ensures that you get the coverage your pet needs faster.

Animalia is also highly rated and trusted by customers. The long list of inclusions, dental care coverage, ability to go to any licensed vet, approval of alternative therapies, and a 90-second claims process are among the reasons why Animalia is becoming a top choice for those looking for pet insurance. If you want a simple and fast way to protect your furry friend and stop worrying about vet bills, Animalia’s policy is a good option to take.

Coverage and Exclusion

Pet’s health conditions can be unpredictable which means your insurance policy should be dependable. Animalia offers straightforward plans so that you know the type of coverage you’re getting. No need to go through a long list of exclusions or complex rules. It’s time to benefit from head-to-tail coverage which includes the most common reasons for your pet to visit a vet. With an Animalia policy, you are eligible to reimburse expenses related to:

• Exam Fees

• Lab Work

• Imaging Scans

• Blood Tests

• Accidents & Injuries

• Illnesses

• Chronic Conditions

• Hereditary Conditions

• Emergency Treatments

• Surgeries

• Specialists

• Hospitalization

• Cancer Treatments

• Outpatient Procedures

• Comprehensive Dental Care

• Prescription Medications

• Alternative Treatments

• Behavioral Therapies

• Prescription Food & Dietary Supplements

Although this list looks like everything is covered, there are still some exclusions that you should know. Animalia’s list of exclusions is pretty standard which means most insurance providers won’t cover them as well. These include:

• Pre-Existing Conditions

• Spaying & Neutering

• Cosmetic Treatments

• Visits not related to accidents or illnesses

• Street Fighting


Comprehensive Pet Insurance

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What Do People Say About Animalia?

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A good pet insurance service provider! They offer good pet insurance services and policies to their subscribers and make sure that their pets get every medical help if and when necessary. They are saviors for users who have pets going through medical treatments. The 90 second claim policy is the highlight service offered by them. Never disappointed with their services. Thank you!

Archie Greggs – Animalia
Rhode Island
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Animalia offers decently affordable pet insurance policies that make it a good choice compared to other providers. I was worried about choosing Animalia especially due to the few negative user reviews I read on some sites, but once I spoke to their customer services and checked with them about the coverage, I knew I was making the right choice for my pup. They covered everything and I was happy for my pet Beer! Their 90 second claim policy is really worth it!

Dana Lopard – Animalia
Saint Paul, MN
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My lil terrier has been the life of our family ever since my daughter adopted him. And soon after, we started searching for the best pet insurance services for him. I choose Animalia after my friends who own 3 pets suggested Animalia for Teddy! What I really liked about Animalia is the fact that they cover everything and saves you from all pet health related stress and worries.

Darryl Peterson – Animalia

How does this work?

On top of head-to-tail coverage, Animalia also allows pet owners to make the right choices without needing pre-approval. With an Animalia policy, you can go to any licensed vet or specialist and not worry about calling ahead or in-house networks. Just go to your vet’s clinic when you need to and get reimbursed for eligible treatments in less than a week.

Using the policy is easy, go to your preferred licensed vet so they can diagnose, examine, and treat your pet. You don’t have to worry about the cost of the treatment. As a pet owner, you are responsible for making the decisions that will benefit your pet’s health the most and not just those that are affordable.

Once treatment or exam s completed, you have to pay the clinic directly and send proof of your invoice to Animalia through the website, claim bot, or email. This will take you less than two minutes to complete. They process claims as soon as possible and can reimburse you within one week. The reimbursement amount will vary depending on your policy. But what we’re sure of is that there are no hidden charges so you know how much you will get.

Final Thoughts

Animalia is a budget-friendly provider that helps you prepare for unexpected situations. The comprehensive policies put them among the top choices for pet owners who do not want to deal with complex rules for exclusions. With head-to-tail coverage and a fast claims process, your cat or dog can get access to the care they need whenever they need it.

You can visit their website to find out how much your policy would cost or if you just want to look at the benefits they offer. You should take advantage of the free quote and experiment with different combinations of limits, deductibles, and reimbursement levels to find the plan that suits you and your pet.