About Pawp Pet Insurance

Having a pet brings happiness to many families and homes. However, having a pet is just as big of a responsibility as having a child. If you choose to have a dog, you’ll need to schedule daily walks to keep them happy and the buy right food to keep them healthy. If you want to be a good pet owner, you must be prepared to support your pets in sickness and in health.

Although we don’t want to think about it, pets also get sick just like a human. When it does happen, you want them to receive the best care that you can provide. However, the cost of veterinary care is not a laughing matter. Many pet owners struggle and get stressed about their finances when they don’t get enough preparation for a healthcare expense.

Pawp is one of the new names in the pet insurance industry. Compared to traditional companies, Pawp offers more affordable and helpful options which take into account what pets and pet owners need in an insurance plan. Pawp gets rid of the stress and anxiety by giving 24/7 access to licensed veterinarians and annual funding for emergency visits with a single monthly flat fee.

There are no additional charges no matter the breed or age of the pet. Pawp ensures that all cats and dogs get the protection they need. In this review, you’ll see that you don’t need to pay expensive premiums and complicated policies when there are alternatives that can give you just as much protection.

Should you get a pet insurance plan?

Pet insurance works just like standard health insurance for people. They provide protection from the extremely high hospital and healthcare bills for your pets. Typical insurance usually has a monthly premium calculated using several different factors, a co-pay, and a deductible that the policyholder needs to pay for.

One downside to getting pet insurance is that monthly premiums tend to be high which can also differ based on the type, breed, size, and age of the pet. Due to the high costs, approximately 98% of household pets in the USA do not have insurance coverage. Older dogs are assigned higher monthly premiums with less range of coverage due to pre-existing conditions that occur with age. The limited coverage deems the insurance policy pointless in the end. The cost of insurance can also differ depending on your location and the level of coverage that you want.

Although pet insurance can seem expensive at the beginning, it can save pet owners a lot of money when a pet gets sick or injured from an accident. Remember that vet bills tend to quickly stack up when a pet is ill. While it may seem that pet insurance is an expensive purchase, pet owners who’ve had a sick pet would know that vet bills are more expensive and can take a toll on anyone’s finances.

Unless you’ve saved enough for an emergency, many pet owners get hit with bills that they struggle to pay. 40% of Americans have less than $400 saved for emergencies, and a lot of pet owners fall into debt due to their pet’s veterinary expenses. This is where an insurance policy proves useful. You can give your pet the care they require without having your finances in the red.

Pet insurance can become a valuable investment but even with a market full of insurance providers, it’s still difficult to find options that are affordable with the right level of coverage. Pawp saw what the insurance industry is missing and has taken into account pet owners’ needs to craft insurance plans that would benefit many consumers. They fused effective coverage and 24/7 access to customer support. Pawp has redefined pet insurance and ensures pets and pet owners get the care they need when they need it.

Why get Pawp insurance?

Pawp is not your regular insurance company. Unlike traditional companies, Pawp doesn’t set a limit on age and breeds that they cover. Your monthly premium will not change depending on your type of pet or your location. Pawp employs a flat fee scheme for all their insurance plans. For $24 a month, you get protection for up to $3,000 a year. This can be used for any type of emergency as long as a licensed vet confirms it.

Paw doesn’t reject pets based on their pre-existing conditions. This is another aspect that makes Pawp stand out against other insurance companies. No insurance provider covers existing illnesses or injuries which leaves pet owners to pay for medical expenses related to that condition. With Pawp, however, you can get coverage if the situation is assessed as an emergency.

Pet owners with several cats and dogs can also enjoy some benefits from Pawp. If you have multiple pets at home, you don’t need to sign up for different policies with different monthly premiums and coverage. Pawp’s insurance plans can provide coverage for u a total of six pets. For $24 a month, you can give all your pets the same level of coverage, protection, and benefits. The coverage remains the same with $3,000 emergency funding available per year. If you need to consult with a vet, you can also do so without an additional charge per pet.

In comparison to traditional insurance, Pawp offers a more convenient and affordable system for many Americans. In the table below you can see how Pawp can save you more money but still provide protection and peace of mind.

Vet Consultation

Licensed vets are available for consultation to anyone with a Pawp membership and not just for pet owners with an emergency situation. Instead of driving to a physical clinic, you can go to your account dashboard and select Talk To A Vet. This reduces unnecessary trips to the vet and allows pet owners to better understand their cat’s or dog’s condition. Pawp members commonly asked questions related to:

• Nutritional advice
• General pet health
• Clarification of symptoms
• Behavioral questions
• Second opinions
• Allergy concerns

Talk To A Vet is available 24 hours a day, 7 days a week giving pet owners access to experienced professionals. Pawp’s vets can recommend if you need to bring your pet to a clinic or steps you need to take if it’s not an emergency. Although they can give advice, they cannot prescribe anything so you would need to visit a clinic to get a prescription.

Emergency Funding

Pawp has your back when something unexpected occurs with a $3,000 emergency fund available per year. The emergency fund covers situations that need immediate medical care so that you can visit any licensed veterinarian in the US. Common scenarios that require emergency visits are severe bleeding, choking, seizure, or anything that a vet calls dangerous.

The emergency funding has no limitations based on age, breed, or medical history but it can only be accessed in situations that are evaluated as real emergencies. You cannot tap into the emergency fund if you’re visiting for a wellness exam or routine care. Other treatments that won’t be covered by the emergency fund are:

• Routine checkups
• Vaccines
• Deworming
• Prescription medications unrelated to an emergency
• Ultrasound or X-Ray unrelated to an emergency
• Dental procedures
• Secondary issues unrelated to an emergency
• Surgeries not approved as emergency
• Pre-existing conditions unrelated to an emergency
• Follow up appointment
• Euthanasia
• Other procedures not approved as emergency

If you have an emergency and need to tap into your emergency fund, you need to get approval from Pawp to activate the emergency fund. You can easily do this through the vet chat available 24/7 and speak to a licensed vet regarding your situation. If the vet evaluates the situation as an emergency, you can head straight to any licensed vet’s clinic. Pawp will pay the clinic directly up to $3,000 so you don’t need to settle the full bill alone. You only need to worry about the amount that would exceed $3,000.

Resources

For members and non-members alike, Pawp has a collection of articles and resources on their website if you’re interested in more information. The Pawp blog contains several articles on lifestyle, training, wellness, humor, and nutrition that are well-written and thoroughly researched.

Does your dog’s bad breath concern you? Are you wondering if your cat can learn tricks? Pawp has the resources to teach you about vaccinations, socialization, and how to save money when you visit a vet in the future. These resources are free which new and old pet owners can take advantage of. There’s always new information to help keep your pets happy and well-behaved.

The articles uploaded on the Pawp website are also approved by professionals. This means that pet owners get access to current and accurate information. There are several articles that contain advice from behavioral specialists and vets that you normally need to pay for. The collection of free resources increases Pawp’s value and shows how much the company pays attention to pets and pet owners.

Pawp Vs Market Competitors

Pawp Vs Pets Best

We love our pets and when it comes to their health, they deserve the best treatments like us, without limitations, costs and services.

Pawp and Pets Best are two of the most famous pet insurance companies available in the market. Pawp offers coverage to almost 6 pets for just $24 per month, an amount that is comparatively more reasonable than the other companies.

On the contrary, Pets Best is a market leader and accounted as one of the best pet insurance companies regarding their plans, services and costs. The company has great experience and is well established. It is one company that offers you pet insurance plans at the lowest cost. They also have pet care helpline that allows you to talk to a veterinary expert 24 X 7.

Pawp Vs Pumpkin

Pet care is an intensive task and involves much more than basic health care coverage plans. Pumpkin and Pawp are two companies that differ mostly due to their service plans.

Pumpkin offers all their customers with just one Simple coverage plan that includes both extensive accident as well as illness coverage. In addition to this, it offers you optional preventive pet care plans. On the contrary, Pawp doesn’t offer you any pet insurance coverage plans. In fact, they are a digital veterinary clinic offering limited coverage for even serious life-threatening health emergencies.

Pumpkin offers dental illness coverage for your pet which is other-wise a very expensive treatment. But Pawp offers dental illness coverage only if the emergency condition is life-threatening. Moreover, Pumpkin offers behavorial issues while Pawp doesn’t cover such behavioral problems.

Conclusion

Having a pet on your own can take a toll on your budget. But with a Pawp insurance plan, you can save on vet bills while getting the protection and care that your pet needs. You don’t have to deal with expensive monthly premiums or steep copayments and deductibles with Pawp’s redefined pet insurance. With a $19 monthly flat rate, you get a $3,000 emergency fund and 24/7 online access to a veterinarian for a maximum of 6 pets. There are no hidden fees and vague terms in their policies making Pawp one of the most accessible and practical options to ensure that a pet’s medical needs are taken care of.

If you’re interested in learning more about Pawp and its policies visit their website at pawp.com to find out more about what they have to offer. You can also contact their customer support team if you want in-depth answers to you inquiries. Pawp is committed to making pet insurance easy to understand and access.