About  Petsecure Pet Insurance

Having a pet can be fun, yet caring for your furry friend is a major liability. Veterinarian fees can add up between accidents, sickness, and wellness care. Many pet owners decide to purchase pet health insurance to ensure their coverage and peace of mind.

One of the best pet insurance companies in Canada is Petsecure Pet Insurance. Let’s cover all the details you need to help you choose if this is the ideal insurer for your pet.

Being one of the leading pet insurance companies in Canada, Petsecure can provide you with four different levels of pet insurance coverage. The company was established in 1989 and is entirely owned and managed in Canada. Petsecure offers up to 80% in reimbursement for veterinarian services and your pet’s medical expenses. It also provides discounts for multi-pet owners and gives protection for your dog and cat regardless of age or breed.

Plans & Costs

Let’s go through the details regarding the plan for your pet.

Before applying you’ll have to keep in mind that the minimum age for your pet must be 8 weeks, and the age limit will be 8 years for both dogs and cats. If your pet is beyond the age limit, you don’t have to worry because they would just need more information, including a thorough medical checkup and your pet’s prior medical records. They will ask for this information after giving you an initial quote

Petsecure also requires a waiting period before you can use your insurance. For accidents, there is a waiting period of 48 hours, 14 days for sickness and illnesses, and 6 months for dental treatment. Additionally, your claim limit will be $1000 per event or no limits for the Secure 4 plan.

Just in case you are planning to call off your insurance plan, Petsecure got you covered. The first thing you need to do is submit your formal cancellation request for the policy by mail, email, or fax. Your insurance plan will not be renewed and will be revoked at the beginning of the next month after Petsecure receives your request.

How much does it cost?

The rate for premiums will be based on your pet’s age, breed, and where you reside in Canada. If you are really interested in their premium plans you can go and visit their website and request a personalized insurance quote to find out how much a policy for your pet would cost you at various levels of insurance coverage.

Deductibles

Since the exact costs that you need to pay can only be obtained when you get a quote on their website, presented below are the deductibles that you can get with Petsecure.

Regarding your deductibles, there are four available plans waiting for you—Secure 1,2,3, and 4.

The deductibles for each plan are different wherein they vary on the payout limits. The amount of deductibles start from $100 per accident or sickness to $700.

For dogs and cats under the age of 5 years old, the accident plan and accident/illness plan cost $100 for both. Meanwhile, if your dog is 5 to 10 years old, the price will increase from $100 to $300 for the accident/illness plan while for cats it will cost you $200. For dogs that are 10 years and older, the accident/illness plan costs $500 and $300 for cats.

Secure 4 Plan will cost you more money than the first three and it allows unlimited coverage. Deductibles for dogs of different ages start from $250 to $700 while cats of any age cost less from $200 to $400 per incident.

Preventive care wellness coverage, which includes annual checkups, immunizations, yearly blood work, flea prevention, and urinalysis, is also a feature of Secure 4 policies that you can purchase.

In addition, you could get a reimbursement of up to 80% or a maximum of 50% pet owner participation.

What does Petsecure cover and doesn’t cover?

Preventive Care

Wellness or Preventive Care is important for your furry friends. This is a part of preventative treatment that allows your veterinarian the chance to keep an eye for diseases and parasites, or any early-stage health issues that may affect your pets in the long run. However, bear in mind that not every procedure that improves your pet’s health will be paid for by your pet’s insurance.

• Petsecure Preventive Care for dogs and cats includes:

• Physical examination

• Vaccinations

• Urinalysis

• Blood profiling and tests

• Flea control and prevention

• Fecal exam

Heartworm testing and prevention are only offered to dogs and are not available for cats.

Add Ons

You may acquire additional benefits for your pet’s care and well-being.

• If you are admitted to a hospital and unable to take care of your pets, Petsecure may provide you with boarding kennels worth $1,000 per incident

• A $1,000 worth of coverage (per incident) for canceled holiday trips if your pet needs immediate care and treatment

• If your pet got lost, you may advertise for help with their add-ons
• Burial or cremation coverage

Final Thoughts

To ensure your pet’s health and prevent sickness, it is better to purchase an insurance plan with an unlimited benefit limit. Petsecure has a plan offering no conditional limits however, this is not advisable for young pet owners or those who are on a tight budget. On the other hand, the Secure 4 plan might be perfect for older pets to maximize the benefits.

Secure 4 plan includes preventive care coverage to make sure that your pets are always in their best condition. As a whole, for pet owners looking for pet insurance coverage, Petsecure is among those that must be considered.